Terms & Conditions
Terms & Conditions
Last Updated: Aug 12, 2024
1. Acceptance of Terms
By using any of KUMO's services, including but not limited to the Loan Forecasting Tool, you agree to these Terms & Conditions. If you do not agree, please refrain from using our services.
2. Data Usage
KUMO collects and processes data you provide to deliver and enhance our services. This data is essential for generating accurate outputs tailored to your specific needs.
3. Data Confidentiality and Security
KUMO is committed to keeping your data confidential and secure. Your personal and company-specific data will not be shared with third parties without your explicit consent, except as required by law.
4. Use of Anonymized Data and Benchmarking
KUMO may use anonymized data derived from your inputs to improve and train its predictive models. Additionally, this anonymized data may be aggregated to create benchmarking data, helping users compare their performance against industry standards or similar projects. All identifiable information will be removed to ensure privacy.
5. Intellectual Property
All intellectual property rights related to KUMO’s services, including but not limited to software, algorithms, and models, remain the exclusive property of KUMO. You are granted a limited, non-exclusive license to use our services for their intended purposes.
6. Limitation of Liability and Financial Disclaimer
KUMO provides its services on an "as is" basis and makes no warranties regarding their accuracy, reliability, or suitability for any specific purpose. The forecasts and outputs generated by KUMO's services are for informational purposes only and should not be considered financial advice. KUMO shall not be liable for any direct, indirect, incidental, or consequential damages arising from your use of our services.
7. Modifications to Terms
KUMO reserves the right to modify these Terms & Conditions at any time. Any changes will be communicated to users via the platform or other appropriate means. Continued use of KUMO’s services after such changes constitutes your acceptance of the new terms.
8. Governing Law
These Terms & Conditions shall be governed by and construed in accordance with the laws of Rhineland-Palatinate, Germany, without regard to its conflict of law principles.
9. Contact Information
For any questions or concerns regarding these Terms & Conditions, please contact KUMO at hello@kumo.earth.
Last Updated: Aug 12, 2024
1. Acceptance of Terms
By using any of KUMO's services, including but not limited to the Loan Forecasting Tool, you agree to these Terms & Conditions. If you do not agree, please refrain from using our services.
2. Data Usage
KUMO collects and processes data you provide to deliver and enhance our services. This data is essential for generating accurate outputs tailored to your specific needs.
3. Data Confidentiality and Security
KUMO is committed to keeping your data confidential and secure. Your personal and company-specific data will not be shared with third parties without your explicit consent, except as required by law.
4. Use of Anonymized Data and Benchmarking
KUMO may use anonymized data derived from your inputs to improve and train its predictive models. Additionally, this anonymized data may be aggregated to create benchmarking data, helping users compare their performance against industry standards or similar projects. All identifiable information will be removed to ensure privacy.
5. Intellectual Property
All intellectual property rights related to KUMO’s services, including but not limited to software, algorithms, and models, remain the exclusive property of KUMO. You are granted a limited, non-exclusive license to use our services for their intended purposes.
6. Limitation of Liability and Financial Disclaimer
KUMO provides its services on an "as is" basis and makes no warranties regarding their accuracy, reliability, or suitability for any specific purpose. The forecasts and outputs generated by KUMO's services are for informational purposes only and should not be considered financial advice. KUMO shall not be liable for any direct, indirect, incidental, or consequential damages arising from your use of our services.
7. Modifications to Terms
KUMO reserves the right to modify these Terms & Conditions at any time. Any changes will be communicated to users via the platform or other appropriate means. Continued use of KUMO’s services after such changes constitutes your acceptance of the new terms.
8. Governing Law
These Terms & Conditions shall be governed by and construed in accordance with the laws of Rhineland-Palatinate, Germany, without regard to its conflict of law principles.
9. Contact Information
For any questions or concerns regarding these Terms & Conditions, please contact KUMO at hello@kumo.earth.